COMMERCIAL CHECKING
A regular commercial checking account for any size business.
- Minimum opening balance $200.00
- Monthly Service Fee varies depending upon minimum daily
balance:
$10.00 per month and $0.10 per check for each check written
- A $0.20 credit will be applied toward the monthly service
charge for each $100.00 average balance. This may offset the
monthly service charge if sufficient balances are maintained.
- Overdraft protection is available through a savings account
BUDGET BUSINESS
A low volume/low balance account for the small business owner.
- Minimum opening balance $200.00
- Monthly Service Fee varies depending upon minimum daily
balance:
- $1,000.00 and up no charge
- $0.00 - 999.99 $10.00
- An excess debit fee of $0.25 will be charged for each debit
in excess of 50 during a statement cycle
- Overdraft protection is available through a savings account
MONEY MARKET
An interest bearing account with premium rates and limited
check writing.
- Minimum opening balance $2,500.00
- Monthly Service Fee varies depending upon minimum daily
balance:
- $2,500.00 and up no charge
- $0.00 - 2,499.99 $10.00
- Excess debit fee of $5.00 will be charged for each debit in
excess of 6 during a statement cycle
- Tiered variable rate of interest paid
REGULAR SAVINGS
- Minimum opening balance $200.00
- Monthly Service Fee varies depending upon minimum daily
balance:
- $200.00 and up no charge
- $0.00 - 199.99 $2.00
- Excess debit fee of $2.00 will be charged for each debit in
excess of 2 during a month
- Interest credited quarterly
- Statements cycle quarterly
CERTIFICATES OF DEPOSIT
The Bank of Texas offers Certificates of Deposit with a range
of maturities and yields to meet your financial needs. With full
FDIC insurance up to $100,000, your Certificate of Deposit gives
you the maximum security possible.
- Minimum opening balance $1,000.00
- You will be notified when your CD matures and you will have
a grace period of 10 calendar days to renew or withdraw funds
without penalty
- Withdrawals prior to maturity are subject to an early
withdrawal penalty
- FDIC Insurance up to $100,000
